Privacy Policy
Last updated: 16 June 2026
The Finance Layer (referred to in this privacy policy as "we", "us" or "our") respects your privacy and is committed to handling personal information responsibly.
This Privacy Policy explains how we collect, use, store and disclose personal information when you visit our website, contact us or engage with our services.
Who we are
The Finance Layer is a registered business name of TEM CO Pty Ltd.
ABN: 92 694 855 984
Email: hello@financelayer.com.au
Personal information we collect
We may collect personal information including:
- your name
- business name
- email address
- phone number
- information you provide when contacting us
- information relevant to a potential or current engagement
- basic website usage or technical information, where analytics or website tools are used
We only collect personal information where it is reasonably necessary for our business activities.
How we collect personal information
We may collect personal information when you:
- contact us by email
- submit information through our website
- engage us to provide services
- communicate with us during an engagement
We may also collect limited technical information through website hosting, analytics, security tools or other technology providers.
How we use personal information
We use personal information to:
- respond to enquiries
- arrange and manage introductory meetings
- assess whether our services may be suitable for your business
- provide finance operations or fractional CFO support
- manage client relationships
- communicate with you
- improve our website, systems and services
- meet legal, regulatory or administrative obligations
Disclosure of personal information
We may disclose personal information to trusted third parties where reasonably necessary, including:
- technology and cloud service providers
- email and calendar providers
- website hosting providers
- analytics and security providers
- professional advisers
- external accountants, legal advisers, tax advisers or other advisers where relevant to an engagement
- regulators or authorities where required by law
We do not sell personal information.
Use of technology and AI tools
We may use technology tools, including cloud software, productivity tools and AI-assisted tools, to support our business operations and service delivery.
Where these tools are used, we take reasonable steps to limit the personal information, confidential information or sensitive business information entered into those tools to what is reasonably necessary for the relevant purpose.
For example, we may use technology or AI-assisted tools to help analyse financial information, prepare reports, build financial models, improve processes, summarise information or support other agreed services.
Where practical, we seek to de-identify, anonymise or minimise information before using these tools. In some cases, business names, financial records, accounting data or other contextual information may need to be included for the tool to be useful and for us to provide the relevant service.
We do not knowingly use personal information provided to us to train public AI models.
Third-party services
Our website or business may use third-party services, including website hosting, email, cloud storage, analytics and other technology tools.
These providers may store or process information in Australia or overseas. Where we use third-party providers, we take reasonable steps to use reputable providers and handle information responsibly.
Security
We take reasonable steps to protect personal information from misuse, interference, loss, unauthorised access, modification or disclosure.
However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.
Access and correction
You may request access to personal information we hold about you or ask us to correct it if it is inaccurate, out of date or incomplete.
To make a request, contact us at hello@financelayer.com.au.
Complaints
If you have a concern about how we handle your personal information, please contact us first so we can respond.
We will aim to review and respond to privacy complaints within a reasonable timeframe.
Changes to this Privacy Policy
We may update this Privacy Policy from time to time. The current version will be published on this website.