Disclaimer
Last updated: 16 June 2026
The information on this website is general in nature and is provided for informational purposes only.
The Finance Layer (referred to in this disclaimer as "we", "us" or "our") is a registered business name of TEM CO Pty Ltd.
ABN: 92 694 855 984
Email: hello@financelayer.com.au
No professional advice from website content
Nothing on this website is intended to constitute legal advice, tax advice, audit advice, financial product advice, investment advice or any other regulated advice.
The information on this website does not take into account the specific objectives, financial position, circumstances or needs of any person or business.
You should obtain advice from an appropriately qualified professional before acting on any information contained on this website.
Services subject to engagement
Any services provided by The Finance Layer are subject to a separate engagement agreement or written scope of work.
The content on this website does not create a client relationship, engagement or duty of care unless and until we have agreed to provide services in writing.
No guarantee of outcomes
While we aim to provide practical and reliable finance operations and fractional CFO support, we do not guarantee any specific business, financial, funding, tax, accounting or commercial outcome.
Business outcomes depend on a range of factors outside our control.
Third-party information and links
This website may contain links to third-party websites or services. These links are provided for convenience only.
We are not responsible for the content, accuracy, security or privacy practices of third-party websites or services.
Website availability
We aim to keep this website available and up to date, but we do not guarantee that the website will always be available, secure or free from errors.
We may update, change or remove website content at any time.
Limitation of liability
To the maximum extent permitted by law, TEM CO Pty Ltd and The Finance Layer are not liable for any loss, damage, cost or expense arising from reliance on information on this website.
Nothing in this disclaimer excludes any liability that cannot be excluded under applicable law.
Changes to this disclaimer
We may update this disclaimer from time to time. The latest version will be available on this website.